Here’s The DOJ’s Timeline For Adam’s Schiff’s Mortgage Fraud Allegations

Longtime Trump adversary Sen. Adam Schiff is facing a criminal referral over alleged mortgage fraud tied to a Maryland property, raising new questions about double standards in political accountability.

Key Facts:

  • Sen. Adam Schiff (D-CA) has been referred to the Department of Justice over alleged mortgage fraud from 2003 to 2019.
  • The Federal Housing Finance Agency (FHFA) accused Schiff of falsifying documents to secure better loan terms on a Maryland home.
  • Fannie Mae’s Financial Crimes Division concluded Schiff showed a “sustained pattern of possible occupancy misrepresentation.”
  • Schiff allegedly claimed a Maryland residence as his primary home while also receiving a homeowner tax break in California.
  • Former President Trump reacted by calling Schiff a “scam artist” and accused him of defrauding the system.

The Rest of The Story:

Democratic Senator Adam Schiff is now the subject of a federal criminal referral over allegations that he manipulated mortgage documents over a 16-year span to obtain better loan terms.

The Federal Housing Finance Agency (FHFA) submitted the referral to the Department of Justice in May.

At the core of the issue is Schiff’s property in Potomac, Maryland, a suburb of Washington, D.C.

According to a letter from Fannie Mae’s Financial Crimes Division, Schiff allegedly misrepresented the occupancy status of the home on five different mortgage applications.

The fraud reportedly began in 2003 and continued through multiple refinances until 2020, when the property was finally designated as a second home.

One of the main allegations is that Schiff falsely claimed the Maryland property as his primary residence, despite being a Congressman representing California and receiving a tax exemption on a condo in that state.

The FHFA found this inconsistency troubling, especially given the federal rules surrounding residency declarations on mortgage forms.

On Tuesday, former President Trump posted to Truth Social, accusing Schiff of long-standing fraud.

“I always knew Adam Schiff was a Crook,” he wrote.

“The FRAUD began with the refinance of his Maryland property on February 6, 2009… until the Maryland property was correctly designated as a second home on October 13, 2020.”

Commentary:

If the charges are true, no one should be surprised. Schiff has spent years posturing as a guardian of the law—often while aggressively pursuing political enemies with flimsy evidence.

But behind the curtain, it now appears he may have engaged in years-long mortgage fraud for personal financial gain. This alleged behavior fits a pattern seen too often among Democratic officials: rules for thee, but not for me.

When politicians on the left think the system works in their favor, they tend to stretch the rules, confident that their allies in media and government will look the other way.

That confidence may be misplaced. After years of political prosecutions against Donald Trump—many based on debatable legal theories or exaggerated claims—the public now expects equal treatment.

If Trump can be hauled into court over property valuations, then Schiff shouldn’t get a free pass for falsifying where he lives to shave his mortgage rate.

Let’s not forget Schiff’s past words. He once declared, “No one is above the law.” That same standard must apply here.

If there’s evidence he committed fraud, it should be prosecuted. Equal justice demands that political connections not serve as a shield.

If Schiff played the system to benefit financially while holding public office, it reveals a deep hypocrisy.

And that matters—not just because of potential fraud, but because trust in government continues to erode.

The public won’t tolerate leaders who demand accountability from others while refusing to hold themselves to the same standard.

The Bottom Line:

Sen. Adam Schiff is under criminal investigation after being accused of falsifying mortgage records to get favorable loan terms over a 16-year period.

The allegations come from the very agencies he helped oversee while in Congress.

As calls for equal justice grow louder, Schiff’s own past statements may come back to haunt him.

If proven guilty, he should be held to the same standard he demanded of others.

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